Islamabad, the capital of Pakistan, is a well-planned and attractive city that attracts people from various parts of the country. The city boasts a combination of government-developed housing schemes, such as the CDA sectors, and privately developed ones, including DHA and Bahria Town, among others. These housing schemes in Islamabad vary in location, size, price, and amenities, catering to a wide range of preferences.

While Islamabad offers world-class amenities and scenic views, it can be challenging for individuals with lower incomes to find highly affordable housing projects. Some housing schemes in the city provide essential facilities like water, electricity, gas, security, and well-maintained roads. Others, however, offer more advanced amenities, including schools, hospitals, parks, mosques, shopping malls, and recreational centers, ensuring that residents can enjoy a comfortable and modern lifestyle in the capital city.

In this guide, our focus will be on highlighting affordable housing societies in Islamabad, providing valuable insights for those seeking economical yet comfortable living options.

Islamabad housing societies

Kingdom Valley Islamabad

Approved by PHATA (Punjab Housing and Town Planning Agency), Kingdom Valley Islamabad is an exquisite and affordable housing society that offers both basic and luxury amenities to its residents. Kingdom Valley Islamabad presents a wide array of plots with highly affordable payment plans. The payment schedule is conveniently spread over a span of 4 years, breaking down into eight bi-annual payments and forty monthly installments.

Upon selecting a plot, individuals are required to make a down payment, which is determined by the plot size, and another payment at the time of balloting. The remaining balance can then be paid in convenient installments. Thus, the society becomes easily accessible for individuals from various income brackets, accommodating their needs and budget.

Kingdom Valley / one of the affordable housing societies

Nova City Islamabad

Nova City Islamabad has been crafted by the esteemed Nova Group. One of the primary purposes of this housing society was to build affordable homes enriched with standard amenities for the residents. This esteemed housing society aims at providing its residents with an exceptional living experience without burdening their finances.

Secured its NOC (No Objection Certificate) by PHATA, Nova City offers a wide range of commercial and residential plots on flexible installment options. These plots are sold on quite a reasonable price as compared to the elite amenities offered by the owner. The authorities and developers of Nova City claim to have maintained the cost as low as possible in the face of the ever-increasing inflation rate.    

nova city an affordable housing society in islamabad

University Town

University Town Islamabad is a magnificent real estate project, boasting a prime location and world-class facilities. This outstanding housing society has obtained approval from all relevant authorities, underscoring its authenticity and value. As the need for decent living in the capital grows, so do property prices. However, University Town offers an affordable housing solution for both investors and buyers.

This project provides a diverse selection of residential and commercial plots at reasonable prices. Pricing and payment plans may vary across different blocks, offering flexibility to suit individual preferences. Notably, for its esteemed investors, the society extends the convenience of easier installments, allowing plot bookings in new blocks with as little as a 25% down payment.

university town


PECHS Islamabad, short for Pakistan Employees Cooperative Housing Society, is an RDA-approved housing society meticulously designed and developed by Extol Private Limited. It is ideally situated along Fateh Jang Road, ensuring easy access for all travelers and commuters. This housing project is renowned for its affordability and is tailored to meet the needs of families with fixed budgets or low incomes, providing them with ideal living spaces.

Furthermore, from an investment standpoint, PECHS Islamabad presents an excellent opportunity. With its highly profitable and affordable attributes, this housing society offers an enticing prospect for those seeking long-term investment opportunities. Embrace the potential to maximize your returns from this promising venture, as it offers residential and commercial plots with flexible payment options.



These are some of the finest and most affordable housing societies that we consider as the top choices in the category of Affordable Housing Societies in Islamabad. Whether you’re a potential buyer or investor, these societies offer a wide range of options to suit various preferences and needs.

Wirasat Real Estate primary goal is to provide you with the most accurate and reliable information about the real estate sector. This blog serves as an invaluable resource for anyone seeking affordable housing societies in Islamabad. We hope it proves to be of great assistance in your search for the perfect housing options.

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