Legal documents required for purchase of property in Pakistan in 2025
No doubt it is every other dream to buy a property or a house they call by their name. However, you must select a verified real estate agency for a seamless property flow. The next most important step requires legal property documents to purchase a property.
In that way, you avoid the scammers in the market who sell property that might be under dispute or illegal to buy and you don’t lose your hard-earned money.
But if you don’t know which property papers in Pakistan are required to buy a house, this guide is for you. In this blog, we describe thoroughly all the legal documents you need to buy a property in 2025.
List of property documents in Pakistan to purchase a property
There are a total of eight important legal papers in Pakistan, to take into account while purchasing a house in 2025.
Sale deed
Amongst the most vital papers found within Pakistani, a sale deed acts like an agreement, which includes every detail regarding the buyer and seller such as their names as well as the worth of the property. The primary objective is to identify that this contract is to ascertain who owns the property outrightly. It is the mandatory document for purchasing the house.
Mother deed
The mother deed is the legal document, which is important because the property’s ownership changes whenever it is sold. This property certificate Pakistan gives you the whole detailed list of the owner names as well as the complete property transaction history. In that way, you already know who the actual property owner is while buying property.
Encumbrance certificate
The encumbrance certificate gives the complete detail that the property is legally registered by the seller of the property just instance title transfer. These property documents determine the legal and financial disputes and give you the security that your property is legal to buy.
Bank approval certificate
The bank approval certificate is the property document verification approval in Pakistan. These property documents in Pakistan are issued by the bank when the buyer wants to borrow cash or to take a loan under a specific housing loan scheme.
Approved plan of the property
The anti-encroachment runs in all the cities in Pakistan, it is the most important property paper in Pakistan because it ensures that the property you are purchasing is legal even if the map of the property is certified by the local authorities.
Property tax receipts
The property tax receipt is used to check the property tax to ensure it is previously paid and there is no overdue tax remaining. The property tax includes the Capital Gain Tax (CGT), Stamp Duty, Advance Tax, and Capital Value Tax (CVT)
Power of attorney
The power of attorney is very useful if the buyer is out of the city or country and might not be present while buying property. In this situation, the buyer appoints someone as a representative through power of attorney( POA) and this property document allows that person to handle the property transaction.
Below is the Legal Considerations in Pakistan Property Market:
Completion Certificate
This property certificate Pakistan issued after the completion of the whole process. The owners of the property have prepared it for sale, as indicated. The Lahore Development Authority (LDA) and Capital Development Authority (CDA) would issue it if the property were to be bought in Islamabad or Lahore; if, however, a buyer were to purchase in Karachi or Sindh then that property would fall under the jurisdiction of Sindh Building Control Authority (SBCA). Purchasing any piece of land without a completion certificate is a taboo in the real estate industry.
Conclusion:
Property purchase is a huge investment that requires everything legal to be in order. To facilitate smooth and secure transactions, comprehensive property documents must be provided. These include sale deeds, mother deeds, encumbrance certificates, bank approval certificates, approved plans, property tax receipts, power of attorney as well as completion certificates – all of which can help buyers avoid traps related to law and finances. Remember to always engage a reputable real estate agent and attorneys during the process. You can confidently begin your journey into home ownership with proper documentation and due diligence on your side.
